In fact, statistics show that:
- People spend up to around $10,000 yearly on healthcare on average.
- In the US, this is expected to soar up to $15,000 in the year 2023.
- A large portion of healthcare expenses in spent in insurance and purchase in prescription drugs.
As a wise budgeteer, how can you curb the expenses of healthcare? What are some ways to stay on top of your health without going penniless? Healthcare savings company SingleCare shows us the top best ways to do just that.
How to Stay on Top Of Your Health Without Breaking the Bank
1. Stay on top of your diet and fitness routine
Do you know that a lot of diseases can be prevented by just adopting a healthier lifestyle? It doesn’t have to be a major change. Sometimes, all you have to do is just to remove some unhealthy choices and move there gradually. Examples of small changes are cutting out on sweets and sodas, and preventing to eat fast food during the weekends.
Fitness changes such as jogging for 20-30 minutes every morning, or just doing some quick cardio and stretches can have a lasting effect on your body. A lot of the top diseases that cause fatalities are those which can be prevented by helpful lifestyle changes–these means lowering your risk of heart attack, obesity, stroke, diabetes and other degenerative conditions. In fact, you won’t be spending much to do these things, you might end up spending less.
2. Stay on top of your medical product prices
Another helpful tip is to cut costs in medical expenses. You can do this by finding companies such as SingleCare, who has partnered with several pharmacies to give you the best discounts on prescription drugs.
The website is very easy to use. All you have to do is search for the name of your prescription drug, such as Triluma. You need to enter your location, and you will easily find if a Triluma coupon is available in your area. Being able to find a Triluma coupon is possible especially if there are major pharmacies in your area. Some discounts can go as low as 80% off.
3. Stay on top of your doctor visits
People often need dental, vision, and general doctor visits. When combined together, it may cost people around $300-600 yearly per person in each of these checkups. You can also save from these expenses by having video doctor consultations.
The same company, SingleCare also offers video doctor visits for one-third of the price of regular urgent care in most private clinics. It also saves you from time and energy spent waiting in lines and considering to have a leave day off work just to schedule an appointment. You can easily have doctor visits through a phone call or a video conference application through the website. Video doctor visits can cost as low as $45 per session.
4. Stay on top of your insurance
There are also great ways to save on health insurance, even if you think that they may seem to be more costly over time.
There are government programs available that you may qualify in under the Affordable Care Act, to assist you with free medical services depending on your eligibility. There are also more manageable payment plans which can help you save money by removing unnecessary services.
What you have to do is to understand your health history as well as your family history of conditions to understand which conditions you may be at=risk in. Finding out these critical conditions will help you pick the best health insurance plan for you and your family.
5. Stay on top of your habits
Do you have unhealthy habits that you need to get rid of? Are you a smoker, heavy drinker, or a binge eater? Getting rid of these bad habits won’t cost you much, and it will help you prevent the conditions associated with a lifestyle continued with these routines.
If you plan to stop smoking, you don’t have to go cold turkey. You can gradually decrease your cigarette use gradually, until you find some substitutes to prevent a substance crash. The same goes with drinking and binge eating.
Sometimes, all it takes is a firm decision to save money and give yourself a better quality of life. By using these simple strategies, you can stretch your budget and be at your optimum health for the long run.